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Wind Mitigation Inspection
According to Florida Statute 626.0629, insurance companies are required to offer Florida homeowners “discounts, credits, or other rate differentials…” for construction techniques that reduce damage and loss in windstorms.
A Wind Mitigation Inspection is a valuable inspection service that may reduce your windstorm insurance. Wind Insurance discounts are available for building features that reduce damage during high wind events. The Wind Mitigation discounts are justified because stronger, more wind-resistive structures have lower windstorm losses, which mean reduced costs to insurance companies. Most existing structures have one or more wind resistive construction features and may qualify for some Wind Mitigation insurance discounts.
Wind Mitigation Inspections are available for all single-family homes, townhouses, condos and commercial buildings. Homeowner’s and Condo Associations also qualify for wind mitigation credits.
4-Point Inspection
A four-point Inspection is often required when obtaining a new homeowners insurance policy or renewing an existing policy. This 4-point insurance inspection includes a limited scope evaluation of the following four systems:
- roofing
- electrical
- heating-air conditioning
- plumbing
The focus of the inspection is to determine the approximate age, components, and general condition of these systems. Note: this type of insurance inspection should not be confused with a “standard home inspection” which is more comprehensive in regards to both detail and scope.
Home Inspection
A home inspection is a non-invasive examination of the condition of a home, often in connection with the sale of that home. A home inspection report is then issued.
Home Watch Inspection Service
With Lazer Construction, you are getting a Stated Certified Building Contractor, experienced in identifying potential problems that may occur while you are away. |
